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Enable.me financial advisor Nadine Higgins said people are likely to spend more money using card than cash. Photo: 123RF Have you ever got to the end of the month and been surprised by the state of your credit card bill? It is a smack in the face felt by many. New Zealanders had $6.1 billion outstanding on credit cards in July according to the Reserve Bank. Enable.me financial advisor Nadine Higgins told Afternoons people were likely to spend more money using card than cash. "It is just something I observed in my own life, if I'm completely honest, and it is what I have observed with my clients," she said. "I have gone to the counter to pay for something, say at a restaurant, and I swipe my card and I have not even clocked exactly what the number is. "And so that is how far away we ar...

Some restaurants say Uber Eats fees are greedily gobbling up their profits and they are now urging people to bypass the delivery giant and order from them directly. Jazzy Seng, manager of Christchurch eateries Thai Box and Thai Container, with both takeaways using Uber Eats, told Checkpoint Uber Eats takes a 30 percent cut. "Uber Eats is set up to extract as much money as possible, while still remaining viable for people by taking 30 percent from restaurants and take away joints like us and then they take a further service fee from customers who order from uber eats," she said. She said customers did not see the cut from their end, because they were shown a different set up. "They don't know what goes into Uber Eats and what they're spending." The restaurants take a cut, meaning their pr...

(File image) Photo: New Zealand Herald / Andrew Warner Police are seeking the suspension of South Island New World liquor licenses for alleged continual breaches of online alcohol advertising controls. A two-day hearing in Christchurch District Court began on Monday and will continue into Tuesday. Police alcohol harm prevention officer, Inspector Ian Paulin, has applied to the Alcohol Regulatory and Licensing Authority to suspend the off-licences of 35 Foodstuffs South Island's New World supermarkets - the majority of stores in the South Island. The Sale and Supply of Alcohol Act only allows discounts of more than 25 percent to be promoted inside licensed premises. Paulin alleged the supermarket chain had breached those rules through online advertising relating to the advertisement of D...

An EFTPOS card being swiped at a terminal. Photo: 123RF A case in which a woman ended up with $10,000 debt after buying a $920 fridge has sparked a warning from the Insurance and Financial Services Ombudsman Scheme (IFSO) - and a refund to the borrower. The case was recently investigated by the scheme, which does not identify the people who complain nor the providers they complain about. The woman had needed a new fridge, and found one that cost $920. The shop offered her a credit card to purchase it, with an available credit balance of $6000. She then used the card to buy other things and ended up struggling with the repayments, so the card provider recommended she take a personal loan to pay it off. But the woman then had to give up her job because of medical issues, which put her int...