Critical illness protection gap widening despite rising employer health coverage
Financial protection gap for critical illnesses is widening even as employers and insurers ramp up preventive care and cost sharing mechanisms to shield workers and families from rising treatment costs, a report said on Monday on eve of World Health Day, celebrated on April 7 around the globe.
The professional services firm Aon said that employers in India are increasingly investing in preventive care, outpatient benefits, and digital health and wellness solutions, reflecting a broader shift toward proactive health management due to this gap.
"Employers are increasingly recalibrating plan structures, introducing cost-sharing mechanisms such as voluntary top-ups, co-pay models, and employee-funded riders," the report said.
The firm highlighted that India’s protection gap is high when co...
